Together in one account
You can work together in one account. Share the login with your siblings, and you can all capture every room and record decisions.
Only share it with people you trust: whoever has the login sees and changes everything.
family_historyFor the bereaved, in the first weeks
Accept or disclaim the inheritance? First, an overview of assets and debts.
Before you decide, get the overview: what is there, and what stands against it? OWNAMIC gathers both on one list.
or start the overview right away14 days free · no payment details · then from €7.99/month or without a subscription
Live preview
Step 1 / 3
Deadlines from 2 October
Example · German law
Learned that you are an heir2 October – often the day of death
13 Nov31 days left
Accept or disclaim§ 1944 BGB · six weeks · then the inheritance counts as accepted
2 Jan81 days left
Notify the tax office – only if you accept§ 30 ErbStG · three months · not needed in some cases
Sort only after you have decided about the inheritance.
The Berger flat
63 items
SideboardPictures ×3BowlGlass vaseCeramic vase
Kitchen41 items
Bedroom22 items
Living roomfilming …38 items
Accounts & loansnext
Berger estateShared space · 3 people
AAnnamanagesBBencan viewCClaracan view
The same list for everyone101 items
Kitchen
41 items
Bedroom
22 items
Living room
38 items
Ben sees everything — and can change nothing.PDF
Estate-inventory.pdffor co-heirs, the notary and the probate court
First know what is there
Accept or disclaim the inheritance? First, an overview of assets and debts.
Period to disclaim ends on 13 NovemberLiving room: 38 items recordedBen and Clara see the same list
Film the first room — Try it free for 14 days.
Start for free
Try it free for 14 days · no payment details · ends by itself
Get the overview – freeBefore you decide
How to get the overview.
Whether an inheritance is worth it only shows once both sides are side by side: what is there – and what stands against it? This is how you find out. In OWNAMIC every step lands on the same list.
Before you start: Sell and give away nothing from the estate until you have decided – that can count as accepting the inheritance.
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Post and papers
Go through post, folders and e-mails: bills, reminders, contracts and subscriptions show open claims and running costs – and reveal which banks and insurers hold contracts. A forwarding order makes sure nothing is left in an empty letterbox.
OWNAMIC keeps every letter as a photo – with the contract or the claim it belongs to.
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Accounts, deposits and loans
Statements, letters and online banking show at which banks there are accounts, deposits and loans. Ask there, with the death certificate – and a power of attorney, if there is one – for the balance as of the day of death. Some banks ask for proof of inheritance. The statements of recent months show standing orders, debits and instalments.
OWNAMIC takes the account overview as a photo and sets up the accounts; loans stand beside them with what is still owed.
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Insurance
Find the policies – life and funeral, contents and liability insurance – and inform the insurers with the death certificate.
OWNAMIC lists the policies with their premiums and contacts on the same list.
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Property and vehicles
Land register extract, loan agreements and registration certificate part II (vehicle title) show what belongs to the estate and what is still to be paid.
OWNAMIC puts the reference value and the remaining debt side by side – so you see what is left in the end.
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Household contents and valuables
Sell and give away nothing until you have decided. Film the flat room by room and have valuable pieces looked at by someone from the trade.
OWNAMIC recognises up to 40 things per video and names rarity and a reference value.
Assets and debts on one list
The basis for your decision – shared with co-heirs, as a PDF for the notary or the probate court.
Start the overview in OWNAMICA documentation aid, not legal advice. Whether you accept or disclaim is your decision – if in doubt with the probate court, a notary or a lawyer.
Deadline calculator
By when do you have to decide what?
Enter the day you learned that you are an heir. The calculator shows the deadlines of the first weeks under German law – no account, nothing is stored.
Enter the day you learned of the inheritance – your deadlines then appear here.
The periods run from the day you learn of the inheritance, not necessarily from the day of death. If the end falls on a Saturday, Sunday or public holiday, the period ends on the next working day (§ 193 BGB) — to be safe the calculator shows the earlier day. Not legal advice: when in doubt, the probate court, a notary or a lawyer can help. The deadlines are those of German law.
Deadlines, the form of a disclaimer and how to limit liability if the overview is not enough are explained by the Verbraucherzentrale (German consumer advice centre, for Germany): “Erbe ausschlagen: Das müssen Sie wissen” (in German)Sample & template
An estate inventory, line by line
What belongs in it – assets and debts – as a sample with made-up figures and as an empty template to download. Free, no account.
Download the empty template
Excel file · also opens in Google Sheets, Numbers and LibreOffice
View a sample estate inventory
This is what a private estate inventory looks like – here with made-up sample data. The debts belong in it: they help decide whether to accept the inheritance.
| Item | Details | Evidence | Amount |
|---|---|---|---|
| Assets | |||
| Living room | 38 items, incl. sofa, display cabinet, TV | A photo per item | € 4,150 |
| Bedroom | 22 items, incl. a ring and a wristwatch | Photos, receipt for the watch | € 2,980 |
| Kitchen | 41 items | Photos | € 1,240 |
| Cellar & attic | 57 items | Photos | € 760 |
| Car | Small car, built 2016 | Registration document | € 6,500 |
| Current account | Balance on the date of death | Bank statement | € 3,420 |
| Liabilities | |||
| Open bills | Electricity, phone | Bills | −€ 310 |
| Funeral | Funeral director | Invoice | −€ 4,800 |
| Total assets | € 19,050 | ||
| Total liabilities | −€ 5,110 | ||
| Balance | € 13,940 | ||
No need to type everything up. In OWNAMIC you simply capture everything by photo or video and export it afterwards. If you like, co-heirs can see the list in a shared space.
Start your own inventorySample with made-up data; household and car with a reference value, accounts and debts with the amount on the document. A private overview, not an official estate inventory: whether a probate court, a notary or those entitled to a compulsory share ask for a form of their own is something to check with them.
How to start?
A few steps
A few steps
to the whole picture.
From the first room to the list for your advisers: this is how you record the estate with OWNAMIC. You can do step 1 right here.
Step 1 of 5 · Set upYou've seen every step
Sign upStart now with step 1
Free for 14 days, no payment details. The trial ends by itself.
Registration is subject to our Terms and Conditions and Privacy Notice.
Step 2 of 5 · Set up
Film the first room
Walk slowly through the first room once with video capture — OWNY recognises up to 40 things.
Image RecognitionVideo capture
OWNY
Step 3 of 5 · Set up
Check the findings
Check the findings: delete what doesn't belong; you see rarity and reference value for every piece.
Check the findings
OWNY
Step 4 of 5 · Together
Invite your co-heirs
Invite your co-heirs into a shared space — everyone sees the same list, nobody else can change it.
Step 5 of 5 · Together
A list for your advisers
Export all rooms as a PDF — with photos, reference values and receipts, for co-heirs, notary or advisers.
Tackle it together
You don't have to clear the house on your own.
Two ways, depending on how you want to work: all together in one account, or a shared space for selected things.
Show selected things only
Or you invite your siblings into a shared space, up to five people including you. They see the pieces you contribute; they cannot change or delete anything.
Values stay hidden until you include them.
Decide with three collections
Keep
Sell or give away
Discard
Sort only after you have decided about the inheritance.
balance
For documentation only — OWNAMIC does not replace a will, professional estate planning or legal advice. For binding arrangements, talk to a notary or a lawyer specialising in inheritance law.
Meet OWNY
An AI assistant for the whole estate.
OWNY, your AI assistant, turns your videos into a list: room by room, with photos, reference values and receipts. What happens next is up to you.
Living room: 38 items recognised, please check.
Pocket watch: better ask an expert.
Invoice filed with the pocket watch.
Ben sees the same list, read-only.
OWNY
OWNY is at home — ask anything
person
Which of these should an expert look at?
Three pieces stand out: the pocket watch in the bedroom, the oil painting in the hall and the stamp albums. Before any of them is given away …
Bedroom · Pocket watch- videocam
Recognises from video
Film the room once, OWNY suggests the items. You confirm.
- meeting_room
Knows every room
You see which rooms are captured and what is still missing.
- diamond
Spots the rare
Rarity and a non-binding reference value per piece, so nothing valuable ends up in the skip.
- receipt_long
Keeps the receipts
Invoice, warranty, purchase contract: every receipt sits with the item it belongs to.
- group
For all co-heirs
A shared space: everyone sees the same list, nobody else can change it.
- toggle_off
Works without AI too
Everything can be captured and changed by hand as well.
We don’t use your data for AI training – and our AI provider is contractually barred from doing so too. Rather work without AI? No problem: OWNAMIC works without OWNY too. You can switch it off completely at any time.
Reports & inventory list
Inventory exports
picture_as_pdf
Get the overview – free
From the blog
When the House Burns Down and Nothing Is Documented
Read more
A tidy record you can hand over as a PDF.
Every entry holds photographs, purchase notes, condition, and an AI-assisted market estimate. Export a clean PDF for a conversation with your insurer, your advisor, or your family — whenever it helps.
info
OWNAMIC exports are personal inventory records. Whether an insurer, notary, or third party accepts them is at their discretion — formats vary by jurisdiction and provider.
€ 1M
value per item, every plan
100,000
objects on Premium
In Seconds
to export a PDF
Estate record
Berger flat · Private record
Living room
38 items · with photos
€ 4,150
Bedroom
22 items · incl. jewellery
€ 2,980
Kitchen
41 items
€ 1,240
Cellar & attic
57 items
€ 760
Car
Small car, built 2016
€ 6,500
Total reference value
€ 15,630
Private record
Privacy by architecture
Your data stays your data.
The inside of a safe is no place for marketing analytics. OWNAMIC is engineered, hosted, and contractually structured around that idea.
language
Hosted in Germany
Files, images and records are stored in German data centers, governed by EU law. AI analysis runs on servers in the EU.
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Encrypted by default
Your data is protected with encryption in storage and in transit. Privacy built in from the start.
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No AI training on your data
Analyzed by closed enterprise AI services in the EU. Our provider is contractually barred from using your images and assets to train its models.
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Not for sale
We never sell, rent, or trade personal or asset data. Full stop, no exceptions.
Stored in German data centers. AI analysis on servers in the EU. Processed under the GDPR and the BDSG · we do not sell or share your data.
article
Read the privacy policyNumbers from law and statistics
Your benefit — evidenced
Numbers from law and statistics, not from promises.
Every figure comes from a statute, an official statistic or a named study. OWNAMIC names the fact and the source — you draw the conclusion yourself.
family_history
Provision & estate
Estate & deadlines
6 weeks
to disclaim an inheritance · 3 months to notify the tax office
gavel§ 1944 BGB · § 30 ErbStG
Heirs have six weeks to decide whether to accept — without an overview of assets and debts that is a decision made blind. Even undisputed probate proceedings take longer than six months in 40 % of cases, often because documents are missing.
link Source: BGB / ErbStG; Arbeitsgemeinschaft Erbrecht in the German Bar Association, survey February 2025, n = 539.
hourglass_top
OWNAMIC shows relatives assets, liabilities and running contracts at a glance.
Compulsory share & disclosure
Inventory
of the estate's assets when someone entitled to a compulsory share asks for it
gavel§ 2314 BGB
Anyone entitled to a compulsory share who is not an heir can ask the heir what the estate holds — if they wish, as an inventory taken by a notary. The estate bears the costs.
list_alt
OWNAMIC keeps items, photos and receipts in order — as a basis for the notary and your advisers.
Rented flat
1 month
to give extraordinary notice after the tenant's death
gavel§ 564 BGB
If nobody takes over the lease, heirs and landlord can terminate it with the statutory notice period — within one month of learning of it. Before the flat is handed back, it has to be clear what is in it.
key
OWNAMIC records the flat room by room before it is cleared.
menu_book All sources for this section expand_more
- Arbeitsgemeinschaft Erbrecht in the German Bar Association: survey on the duration of probate proceedings, February 2025, n = 539.
balance
Statutory amounts (§ 35a EStG, allowances, deadlines) are general figures at current status and no promise that they apply in your case. Statistical figures are averages or survey results of the source named with them; they describe the situation in the population, not your result with OWNAMIC. Value premiums from industry analyses depend on the object, its condition and the market. Whether and to what extent a benefit arises depends on the individual case. OWNAMIC does not replace tax, legal or insurance advice.
Pricing
Plans that scale with you,
Plans that scale with you,
never with hidden fees.
All prices in euros incl. VAT, invoiced from Germany. All plans: encrypted storage in Germany, AI analysis in the EU.
auto_awesome
Included in every plan
OWNY can be switched off
Work entirely without AI – with a little AI balance in reserve for special cases.
Multi-image mode
Scan multiple angles for precise object recognition.
AI Photo Recognition & Valuation
Auto detection & non-binding valuation of personal objects by photo.
Traceable Object History
Maintain a traceable log of ownership, maintenance, and condition over time.
Seamless Object Transfer
Digital transfer of ownership records, warranties, and item history.
Smart Tags & Analysis
Organize for tax purposes, shared expenses between people, or custom tags.
Deadline Guardian
Proactive reminders for maintenance schedules, warranties, and key dates.
AI Sorting Suggestions
Smart, AI-driven recommendations to automatically group and structure items.
Video recognition
Capture whole rooms or collections by video.
File import
Bring in existing lists via CSV or PDF upload.
OWNY Studio
Transform item photos into visual showcases with AI-powered studio scenes.
OWNY News
Stay updated with legal changes, environmental developments, and financial topics of selected assets.
Daily Knowledge Check & Trivia
Deeper insights into history and fascinating background details about items.
Income & Expenses Chart
Track cashflows, acquisition costs, and maintenance expenses effortlessly.
Shared Spaces (Up to 5 Users)
Collaborate with up to 5 users in shared spaces with mutual insights.
7 Specific Areas
Structured organization for Collector, Household, Wardrobe, Hobby, Tools, Legacy & more.
AES-256 Encryption
AES-256 encryption protecting all sensitive object information.
Recommended for an estate
Basic
A household in a few weeks: Basic typically covers 18 room videos a month.
€ 7,99
/ month incl. VAT
or 79,99 € yearly
- checkEverything included in Starter
- checkTry it free for 14 days
750points / month
Typically enough for 750 captured items · or 150 market valuations · or 16 Studio scenes. Freely combinable.
Manual entries are unlimited and use no AI balance.
During the 14-day trial: 250 points.
For a project of about 3 months: around €24 with Basic – cancel monthly.
Rather pay once?
Prefer to pay once?
OWNAMIC Lifetime
€ 299
one-time
Pay once, use it for good.
All taken care of — no subscription.
Digitise collections, estates and household contents. Attach manuals and receipts. And your complete financial overview in one place.
Includes 25,000 AI balance points — a generous balance that stays yours for good. It never expires.
Get Lifetime
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Compare all plans
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Move up a plan whenever you like, step down or cancel at the end of the term. Your data stays — or you take it with you.
Questions & answers
Frequently Asked Questions
Find answers to the most common questions about OWNAMIC.
Better not. As long as you have not decided whether to accept or disclaim the inheritance, do not sell, give away or dispose of anything from the estate – that can be taken as accepting it. Recording and photographing is harmless and helps you decide. If in doubt, ask the probate court, a notary or a lawyer.
No. OWNAMIC is a documentation aid: an ordered list with photos, descriptions, reference values and receipts. Whether it is enough for your purpose — towards those entitled to a compulsory share, the probate court or the tax office, say — is something to clarify with a notary or a lawyer.
OWNY estimates a non-binding range for every item. For pieces that look rare or valuable, OWNY researches comparable offers and names the sources. It does not replace a binding valuation, for the tax office for instance.
Yes. You can cancel a monthly plan at any time, effective at the end of the running month. After that your account stays in read-only mode: the list, photos and documents remain stored and visible to you, and you can export them at any time. We delete your data only when you explicitly ask us to.
Privacy & plans
For automatic object recognition we use Google Gemini through the paid Gemini Enterprise Agent Platform. Which means: you pay for the software, not with your data. Processing takes place on servers within the European Union, and Google does not use your images and inputs to train its models. For how this works in detail, see our Data security page, our Privacy & Data Policy and our Terms & Conditions.
No. OWNAMIC does not train an AI of its own. For the AI features we use Google Gemini through the Gemini Enterprise Agent Platform on servers in the EU, and Google does not use your data there to train its models. If you would rather work without AI, simply switch OWNY off in the settings with “Without OWNY”.
The application and the database run on Hostinger servers in Frankfurt am Main; photos, documents and exports are kept in Microsoft Azure Storage, also in Frankfurt. Your content – objects, values, receipts, photos, documents and your conversations with OWNY – is stored encrypted with AES-256, and every connection is protected by TLS. Details we need in readable form to run the service, such as your e-mail address for signing in, are not additionally encrypted. When you use AI features, the content they need is sent to Google Gemini on servers in the EU. More on our Data security page and in our Privacy & Data Policy.
Not for their own purposes. To run OWNAMIC we use a small number of service providers that process your data only on our behalf – such as Hostinger and Microsoft Azure for hosting and storage, Stripe for payments and Google Gemini for the AI features on servers in the EU. Google does not use your inputs, files or the answers to train its models; to detect abuse, Google may log requests for a limited time. Beyond that, we do not share, sell, or transfer your personal or asset data to any third party for commercial, analytical, or advertising purposes. Every recipient is listed in our Privacy & Data Policy.
No. We do not sell, rent, or trade your personal data or asset information to any third party – and we never intend to. We are acutely aware of the sensitivity of the information you entrust to OWNAMIC and are fully committed to handling it with the utmost discretion, in strict compliance with applicable data protection law, including the GDPR. For the full framework governing your data, please consult our Privacy & Data Policy and Terms & Conditions.
Yes — through shared spaces. You contribute selected objects or collections to a space with up to five members. They see what you contribute; nobody but you can edit, delete or export your objects. Financial values stay hidden until you include them separately, and you can withdraw at any time. Please review our Terms & Conditions for the complete details on shared spaces.
Yes, explicitly. You can share your account with people you trust so they can help you capture and sort things. Whoever has your login sees and changes everything you see, so only share it with people you trust. If someone should only see selected things, use a shared space with up to five people, you included. Values stay hidden there until you include them.
Yes: OWNAMIC Lifetime costs €299 once — no subscription, no renewal, nothing to cancel. It includes all features, up to 20,000 objects, 50 GB of storage and 25,000 AI balance points that never expire. If you ever use them up, you can top up at any time. Lifetime applies for as long as OWNAMIC operates the service; discount codes apply to the subscription plans only.
Your objects stay fully usable — only the AI features pause. With a subscription your monthly balance renews at the start of the next period; with a subscription or OWNAMIC Lifetime you can also top up: 750 balance points cost €9.99 and never expire. Points you buy are spent only after your monthly balance.
Nothing is lost. Moving up takes effect immediately: the higher plan is billed pro rata and your AI balance rises to the new figure inside the running billing period — points you have already spent count against the new, higher balance, so the difference is available straight away. Stepping down is scheduled for the end of the running billing period: until then you keep your plan with all its benefits and can revoke the change at any time.
No object is ever deleted in the process. If your active object count sits above the lower plan's limit, every existing object stays fully usable — view, edit, export; only adding new objects is blocked until you are back below the limit or move up again.
After a cancellation your account stays in read-only mode once the paid term ends: objects and documents remain stored and visible to you, and you can export them at any time. We delete your data only when you explicitly ask us to.
No object is ever deleted in the process. If your active object count sits above the lower plan's limit, every existing object stays fully usable — view, edit, export; only adding new objects is blocked until you are back below the limit or move up again.
After a cancellation your account stays in read-only mode once the paid term ends: objects and documents remain stored and visible to you, and you can export them at any time. We delete your data only when you explicitly ask us to.
Start for free
Free for 14 days, no payment details. All you need is your email address.
Registration is subject to our Terms and Conditions and Privacy Notice.
Begin today
Welcome home to OWNAMIC
Your things, gently catalogued. Your assistant, quietly attentive. Start your private inventory in minutes — keep it as long as you like.
Try it free for 14 days · no payment details · ends by itself
Then from €7.99 a month (cancel monthly) or buy once, without a subscription